feat: make InitPayment support both async and non-async functions

- Updated InitPayment type to return Promise<Partial<Payment>> | Partial<Payment>
- Modified initProviderPayment hook to handle both async and sync returns using Promise.resolve()
- Enables payment providers to use either async or synchronous initPayment implementations

🤖 Generated with [Claude Code](https://claude.ai/code)

Co-Authored-By: Claude <noreply@anthropic.com>

src/providers/test.ts

@@ -392,7 +392,7 @@ export const testProvider = (testConfig: TestProviderConfig) => {
         {
           path: '/payload-billing/test/status/:id',
           method: 'get',
-          handler: async (req) => {
+          handler: (req) => {
             // Extract payment ID from URL path
             const urlParts = req.url?.split('/') || []
             const paymentId = urlParts[urlParts.length - 1]