diff --git a/package.json b/package.json
index 6551680..ad9879c 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "@xtr-dev/payload-billing",
-  "version": "0.1.11",
+  "version": "0.1.12",
   "description": "PayloadCMS plugin for billing and payment provider integrations with tracking and local testing",
   "license": "MIT",
   "type": "module",
diff --git a/src/plugin/config.ts b/src/plugin/config.ts
index 1e7f8c7..6c8658a 100644
--- a/src/plugin/config.ts
+++ b/src/plugin/config.ts
@@ -55,6 +55,6 @@ export interface BillingPluginConfig {
   customerInfoExtractor?: CustomerInfoExtractor // Callback to extract customer info from relationship
   customerRelationSlug?: string // Customer collection slug for relationship
   disabled?: boolean
-  providers?: PaymentProvider[]
+  providers?: (PaymentProvider | undefined | null)[]
 }
 
diff --git a/src/plugin/index.ts b/src/plugin/index.ts
index 7e837fe..a15b47a 100644
--- a/src/plugin/index.ts
+++ b/src/plugin/index.ts
@@ -28,8 +28,8 @@ export const billingPlugin = (pluginConfig: BillingPluginConfig = {}) => (config
   ];
 
   (pluginConfig.providers || [])
-    .filter(provider => provider.onConfig)
-    .forEach(provider => provider.onConfig!(config, pluginConfig))
+    .filter(provider => provider?.onConfig)
+    .forEach(provider => provider?.onConfig!(config, pluginConfig))
 
   const incomingOnInit = config.onInit
   config.onInit = async (payload) => {
@@ -38,17 +38,17 @@ export const billingPlugin = (pluginConfig: BillingPluginConfig = {}) => (config
     }
     singleton.set(payload, {
       config: pluginConfig,
-      providerConfig: (pluginConfig.providers || []).reduce(
+      providerConfig: (pluginConfig.providers || []).filter(Boolean).reduce(
         (record, provider) => {
-          record[provider.key] = provider
+          record[provider!.key] = provider as PaymentProvider
           return record
         },
         {} as Record<string, PaymentProvider>
       )
     } satisfies BillingPlugin)
     await Promise.all((pluginConfig.providers || [])
-      .filter(provider => provider.onInit)
-      .map(provider => provider.onInit!(payload)))
+      .filter(provider => provider?.onInit)
+      .map(provider => provider?.onInit!(payload)))
   }
 
   return config